I've recently been wondering where I should store my emergency fund to cover my expenses for 6 months. In case others are considering something similar, I've organized my thoughts into a short post below. We'll be taking a look at the following three cases and analyze their net yields:

  1. Ally Bank Online Savings Account
  2. Vanguard Treasury Money Market Fund (VUSXX)
  3. Vanguard New York Municipal Money Market Fund (VYFXX)

Last week, I moved from a flex-2 in Hell's Kitchen to a small bedroom in Bushwick. One consequence was that I no longer had control over the apartment's router. Out of curiosity, I wondered if I could obfuscate my Internet traffic from and to the black-box router using tools that are (1) free, (2) easy to deploy, and (3) not too shady.